Kim Moran's Blog Posts

Guide to Buying your First Home in 2022!

Ready to buy your first home in Western North Carolina in 2022? We specialize in helping first-time home buyers like you find their dream property.Before you start searching for homes online, it's

Read More

Why Waiting To Sell Your House Could Cost You a Small Fortune

Why Waiting To Sell Your House Could Cost You a Small FortuneMany homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about

Read More

A Happy Tail: Pets and the Homebuying Process

A Happy Tail: Pets and the Homebuying Process Some HighlightsIt’s no secret that we love our furry friends - about 70% of U.S. households have pets. What may come as a surprise

Read More

Struggling To Find a Home To Buy? New Construction May Be an Option.

Struggling To Find a Home To Buy? New Construction May Be an Option.There’s no question that the financial benefits of selling a house are outstanding today. Now is truly a great

Read More

Why It Just Became Much Easier To Buy a Home

Why It Just Became Much Easier To Buy a HomeSince the pandemic began, Americans have reevaluated the meaning of the word home. That’s led some renters to realize the many benefits of

Read More

VA Loans: Helping Veterans Achieve Their Homeownership Dreams

VA Loans: Helping Veterans Achieve Their Homeownership DreamsThe purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving

Read More

Experts Project Mortgage Rates Will Continue To Rise in 2022

Experts Project Mortgage Rates Will Continue To Rise in 2022Mortgage rates are one of several factors that impact how much you can afford if you’re buying a home. When rates are low, they help

Read More

Sellers Have Incredible Leverage in Today’s Market

Sellers Have Incredible Leverage in Today’s MarketWith mortgage rates climbing above 3% for the first time in months, serious buyers are more motivated than ever to find a home 

Read More

There Are More Homes Available Now than There Were This Spring

There Are More Homes Available Now than There Were This SpringThere’s a lot of talk lately about how challenging it can be to find a home to buy. While housing inventory is still low, there

Read More

The Big Question: Should You Renovate or Move?

The Big Question: Should You Renovate or Move?The last 18 months changed what many buyers are looking for in a home. Recently, the American Institute of Architects released their AIA

Read More

Experts Agree: Homeownership Provides a Path to Long-Term Wealth

Experts Agree: Homeownership Provides a Path to Long-Term WealthA recent survey from LendingTree.com found there are multiple reasons why Americans would choose to purchase a home instead

Read More

The Main Key To Understanding the Rise in Mortgage Rates

The Main Key To Understanding the Rise in Mortgage RatesEvery Thursday, Freddie Mac releases the results of their Primary Mortgage Market Survey which reveals the most recent

Read More

If You’re a Buyer, Is Offering Asking Price Enough?

If You’re a Buyer, Is Offering Asking Price Enough?In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower

Read More

Two Reasons Why Waiting a Year To Buy Could Cost You

Two Reasons Why Waiting a Year To Buy Could Cost YouIf you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you

Read More

Is the Number of Homes for Sale Finally Growing?

Is the Number of Homes for Sale Finally Growing?An important metric in today’s residential real estate market is the number of homes available for sale. The shortage of available housing

Read More

What Buyers and Sellers Need To Know About the Appraisal Gap

What Buyers and Sellers Need To Know About the Appraisal GapIt’s economy 101 – when supply is low and demand is high, prices naturally rise. That’s what’s happening in today

Read More

What Does Being in a Sellers’ Market Mean?

What Does Being in a Sellers’ Market Mean?Whether or not you’ve been following the real estate industry lately, there’s a good chance you’ve heard we’re in a serious

Read More

With Rents on the Rise – Is Now the Time To Buy?

With Rents on the Rise – Is Now the Time To Buy?According to recent data from realtor.com, median rental prices have reached their highest point ever recorded in many areas

Read More

What You Should Do Before Interest Rates Rise

What You Should Do Before Interest Rates RiseIn today’s real estate market, mortgage interest rates are near record lows. If you’ve been in your current home for several years and haven

Read More

4 Major Incentives To Sell This Summer

4 Major Incentives To Sell This SummerWhile the housing market forecast for the second half of the year remains positive, there may not be a better time to sell than right now. Here are

Read More

Selling Your House? Make Sure You Price It Right.

Selling Your House? Make Sure You Price It Right.There’s no denying we’re in a sellers’ market. With low inventory and high buyer demand, homes today are selling above the

Read More

Homeowner Wealth Increases Through Growing Equity This Year

Homeowner Wealth Increases Through Growing Equity This YearBuilding financial wealth and stability remains one of the top reasons Americans choose to own a home, and as a homeowner, your

Read More

Hope Is on the Horizon for Today’s Housing Shortage

Hope Is on the Horizon for Today’s Housing ShortageThe major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy.

Read More

3 Things To Prioritize When Selling Your House

3 Things To Prioritize When Selling Your HouseToday’s housing market is full of unprecedented opportunities. High buyer demand paired with record-low housing inventory is creating the

Read More

Don’t Forget to Budget for Closing Costs

Don’t Forget to Budget for Closing CostsWhen buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment

Read More

Why Waiting to Buy a Home Could Cost You a Small Fortune

Why Waiting to Buy a Home Could Cost You a Small FortuneMany people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to

Read More

93% of Americans Believe a Home Is a Better Investment Than Stocks

93% of Americans Believe a Home Is a Better Investment Than StocksA recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners&

Read More

Homeownership Is Full of Financial Benefits

Homeownership Is Full of Financial BenefitsA Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today

Read More

Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year

Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This YearIf you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the

Read More

What credit score do you need for a Mortgage?

What Credit Score Do You Need for a Mortgage?According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans

Read More

What Is the #1 Financial Benefit of Homeownership?

What Is the #1 Financial Benefit of Homeownership?There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has

Read More

How to be competitive buyer in today's market

How to Be a Competitive Buyer in Today’s Housing Market [INFOGRAPHIC]Some HighlightsWith so few houses for sale today, it’s important to be prepared when you’re ready to

Read More

Why this market is not like the 2008

6 Simple Graphs Proving This Is Nothing Like Last TimeLast March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime

Read More

How Smart Is It to Buy a Home Today?

How Smart Is It to Buy a Home Today?Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be

Read More

Aren't we all wondering where all the Houses have gone?

Where Have All the Houses Gone?In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for

Read More

Home Equity

3 Ways Home Equity Can Have a Major Impact on Your LifeThere have been a lot of headlines reporting on how homeowner equity (the difference between the current market value of your home and the

Read More

Why it's so easy to fall in love with homeownership!

Why It’s Easy to Fall in Love with Homeownership Some HighlightsHomeownership provides comfort, stability, and security, and it makes you feel more connected to your community.Your home

Read More

Thinking about building a home? Your Agent is Critical

Thinking about Building a New Home? Your Agent Is Critical. [INFOGRAPHIC]Some HighlightsA real estate professional is an expert who can advocate on your behalf throughout the process when building a

Read More

What Record-Low Housing Inventory Means for You

What Record-Low Housing Inventory Means for YouThe real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by 

Read More

Why Right Now May Be the Time to Sell Your House

Why Right Now May Be the Time to Sell Your HouseThe housing market made an incredible recovery in 2020 and is now positioned for an even stronger year in 2021. Record-low mortgage interest&

Read More